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Commercial Claims

Every Day of Downtime Costs Your Business Money

WWhen disaster damages your business property, the stakes are high. Improper repairs can affect your property value, your operations, and your ability to serve customers. You need a thorough commercial insurance claim that addresses all damage and ensures quality restoration. Michael Acerra understands what’s at risk because he’s a small business owner himself. As a licensed public adjuster with extensive experience in construction and insurance, Michael knows how to document commercial property damage, interpret complex business policies, and negotiate aggressively with insurance companies. He’s committed to securing the full settlement your business needs, throughout however long the claims process requires.

Michael Acerra - Commercial Claims Adjuster

Why Commercial Claims Need Specialized Expertise

Multiple Coverage Types

Property damage, business interruption, equipment breakdown

Higher Stakes

Larger amounts attract heavy insurance company scrutiny

Complex Policies

Intricate coverage limits, exclusions, endorsements

Time-Sensitive

Revenue loss, employee payroll, customer relationships

The faster your claim is settled, the sooner you resume operations and stop incurring losses. Michael’s insider knowledge and strategic approach ensure you receive every dollar your policy owes.

Commercial Property Damage We Handle

From immediate storm damage to complex business interruption claims, Michael handles every type of commercial loss.

Storm Damage Claims

Central Texas weather devastates commercial properties. We handle hail, wind, tornado, and flood damage.

  • Roof damage from hail
  • Wind damage to buildings
  • Tornado destruction
  • Flood damage

Fire & Smoke Damage

Fire creates complex commercial claims. We handle all aspects of fire and smoke damage recovery.

  • Structural damage
  • Smoke & soot damage
  • Equipment & inventory loss
  • Business interruption

Water Damage Claims

Water damage shuts down operations quickly. We evaluate all water-related losses thoroughly.

  • Burst pipes
  • Roof leaks
  • HVAC failures
  • Flooding & mold

Theft & Vandalism

Secure maximum compensation when criminals strike your business property and inventory.

  • Break-ins & burglary
  • Vandalism damage
  • Stolen equipment
  • Inventory loss

Business Interruption

Lost income is often the biggest impact. We recover all financial losses during closure.

  • Lost revenue
  • Extra operating expenses
  • Relocation costs
  • Payroll expenses

The Michael Acerra Advantage for Business Owners

Small Business Owner Perspective

Mike owns and operates his own business, so he understands cash flow concerns, employee worries, and the pressure to reopen quickly. He gets it.

Dual Licensing Advantage

As both public adjuster and contractor, Michael accurately assesses repair costs and identifies all damage that’s compensable.

Insurance Industry Insider

Having worked for insurance companies for 4+ years, Michael knows their tactics and strategies to minimize commercial claims.

MBA-Level Strategy

Michael brings sophisticated negotiation skills and business acumen to maximize every commercial claim settlement.

Businesses That Trust Us With Their Claims

Michael has extensive experience handling commercial claims across diverse industries.

Retail & Shopping Centers

Restaurants & Hospitality

Medical & Professional Offices

Warehouses & Distribution

Manufacturing & Industrial

Contractors & Construction

Property Management & Multi-Family

Churches & Nonprofits

Get Your Free Commercial Claim Consultation

Don’t wait while your business loses money. The sooner you involve a public adjuster, the faster you get back to business with the settlement you deserve.

Time is money. Let’s get your business back on track.