Structural Integrity Issues

Heat damage compromises building integrity in ways not always visible—requiring expert assessment of framing, load-bearing elements, and foundations.

Smoke & Soot Damage

Smoke travels far beyond the fire source, permeating walls, HVAC systems, and hidden cavities—often requiring extensive documentation.

Contents Loss Inventory

Complete contents loss requires detailed inventory and valuation—a time-consuming process that insurers often undervalue with excessive depreciation.

Additional Living Expenses

When your home becomes uninhabitable, your policy covers temporary housing and increased living expenses—which insurers often dispute or limit.

Code Compliance Upgrades

Rebuilding often requires code upgrades and modern building standards that go beyond the original damaged structure.

Specialist Coordination

Fire claims require coordination with fire marshals, restoration specialists, and contractors—complex negotiations that need expert advocacy.

Residential Fire Claims

Michael helps homeowners recover from kitchen fires, electrical fires, furnace and heating fires, chimney fires, wildfire damage, and total loss situations.

• Kitchen & appliance fires
• Electrical fires
• Furnace & heating fires
• Chimney fires & wildfire damage

Commercial Fire Claims

We assist businesses with restaurant and kitchen fires, warehouse and storage facility fires, office and retail fires, manufacturing and industrial fires, and electrical system fires.

• Restaurant & kitchen fires
• Warehouse & storage fires
• Office & retail fires
• Manufacturing & industrial fires

Smoke & Soot Damage

Smoke travels far beyond the fire source. We document smoke damage to walls and ceilings, soot infiltration in HVAC systems, smoke odor in fabrics, and hidden damage in cavities.

• Wall & ceiling damage
• HVAC soot infiltration
• Smoke odor in fabrics
• Hidden attic & cavity damage

Structural Fire Damage

Fire compromises building integrity in ways not always visible. We assess damage to framing, load-bearing elements, foundations, roof and ceiling structures, and floor systems.

• Framing & structural integrity
• Foundation & support systems
• Roof & ceiling structures
• Unsafe conditions assessment

Contents & Personal Property Loss

We help inventory and value furniture, appliances, household items, clothing, jewelry, electronics, documents, and business equipment—ensuring fair compensation for each item.

• Furniture & appliances
• Clothing & personal items
• Electronics & jewelry
• Documents & irreplaceable items

Additional Living Expenses

When fire makes your home uninhabitable, your policy covers temporary housing, increased living expenses while displaced, storage costs, and relocation expenses.

• Temporary housing
• Increased living expenses
• Storage costs
• Relocation expenses

Inadequate Structural Assessment

Insurance adjusters may fail to recognize full structural damage, especially hidden issues behind walls, in attics, or in foundations compromised by heat.

Undervalued Contents Loss

Insurers often provide inadequate compensation for contents by applying excessive depreciation or disputing the value and quantity of items lost.

Insufficient Additional Living Expenses

Insurance companies may try to limit your additional living expense coverage or dispute temporary housing costs while your home is being rebuilt.

Smoke Damage Disputes

Insurers sometimes minimize smoke damage in areas not directly affected by flames, even though smoke infiltration requires extensive cleaning and restoration.

Report the fire loss immediately to initiate your claim process.

Take photos and videos of all damage if safe to do so for evidence.

Prevent further damage or theft of damaged property.

Save all receipts for repairs, housing, and expenses for reimbursement.

Don’t throw away damaged items until the adjuster has inspected them.

Don’t sign anything without professional review—call us first.

Fire Damage Doesn’t Wait

Fire victims face trauma beyond property loss. Call to speak with Mike immediately or submit your information through our contact form. We respond within 24 hours with compassionate, expert guidance.

Call Today for Immediate Response

After the flames are out, the fight for recovery begins. Michael responds immediately to assess fire and smoke damage, account for every loss, and negotiate for full compensation to rebuild your life.