Dealing with Property Damage in Austin?
Dealing with property damage in Austin is stressful enough without having to battle your insurance company for fair compensation. Michael Acerra is a licensed public adjuster serving Austin homeowners and business owners, fighting to ensure you receive the full settlement your policy provides.
Operating from our Austin office, Michael brings extensive construction and insurance industry experience to every claim. He understands Central Texas weather patterns, Austin’s unique building requirements, and the challenges property owners face when navigating insurance claims after hail storms, flooding, fires, or other disasters.
As both a licensed contractor and public adjuster, Michael provides the technical expertise and negotiation skills needed to maximize your insurance recovery.
Public Adjuster Services We Provide in Austin
Residential Claims
Austin homeowners deserve complete compensation when their properties are damaged. We assist with wind and hail damage from Central Texas storms, fire and smoke damage to homes, flooding and water damage, structural and roof damage, lightning damage, theft and burglary, and personal liability claims.
Commercial Claims
When business property is damaged, every hour counts. We help Austin businesses recover quickly by handling storm, fire, and water damage to commercial properties, business income loss and interruption, commercial liability claims, and theft or vandalism affecting your business.
Storm Damage Claims
Austin faces regular severe weather threats. We respond immediately to storm damage, documenting losses thoroughly and submitting claims promptly to prevent delays and maximize settlements.
Fire Damage Claims
Fire claims involve complicated processes and substantial losses. We assist Austin property owners with complete damage inventories, structural evaluations, smoke damage documentation, additional living expense claims, and full reconstruction cost analysis.
Denied Claims
Insurance companies denied your claim or offered too little? We reopen and renegotiate settlements that were unjustly denied, substantially underpaid, or prematurely closed. Our insurance industry experience helps us recover compensation others miss.
Water Damage
Flooding and water damage to homes and businesses require immediate professional attention. We document all water-related losses and work to secure complete compensation for restoration and repairs.
Austin Areas We Serve
Austin Neighborhoods
- Westlake Hills
- Tarrytown
- Hyde Park
- Clarksville
- Downtown Austin
- South Congress (SoCo)
- East Austin
- North Austin
- West Austin
- South Austin
- Mueller
- Zilker
- Barton Hills
- Rollingwood
- Bouldin Creek
Surrounding Communities
- Round Rock
- Georgetown
- Cedar Park
- Leander
- Pflugerville
- Hutto
- Manor
- Lakeway
- Bee Cave
- Dripping Springs
- Kyle
- Buda
From the heart of downtown Austin to Hill Country estates in Westlake and growing communities like Round Rock and Cedar Park, Michael Acerra delivers expert insurance claims advocacy throughout the Austin area.
Austin Public Adjuster – Common Questions
Why should I hire a public adjuster in Austin?
Austin property owners benefit significantly from professional claims representation. Central Texas storms create widespread hail and wind damage annually, and insurance companies frequently send adjusters who minimize repair costs or overlook critical damage. A public adjuster advocates solely for your interests, not the insurer’s. Michael understands Austin’s building codes, knows reputable local contractors, and recognizes regional damage patterns, providing substantial leverage during negotiations.
What does a public adjuster charge in Austin?
Michael operates on contingency, collecting 10% of your final insurance settlement. There are no upfront fees, and if your settlement isn’t increased, you pay nothing. This fee structure is considerably lower than litigation attorneys who charge 30-40%.
What property damage is most common in Austin?
Austin properties regularly suffer hail damage from spring and summer storms, wind damage from severe thunderstorms, flash flood damage during heavy rainfall, fire damage to homes and businesses, and water intrusion from storms and plumbing failures. Michael handles all these damage types routinely.
How long will my Austin insurance claim take?
Typical claims resolve within 3-9 months based on damage severity, claim complexity, and insurer responsiveness. Claims following major Austin-area storm events may extend longer due to high claim volumes. Professional adjuster involvement accelerates resolution through complete, accurate initial documentation.
What are my first steps after Austin property damage?
Report the loss to your insurer immediately, photograph and video all damage thoroughly, secure your property against additional damage, retain receipts for emergency repairs and living expenses, and contact Michael Acerra for a complimentary claim review. Early professional involvement significantly improves settlement outcomes.
Reach Our Austin Public Adjuster
Don’t accept an unfair settlement on your Austin property damage claim. Michael Acerra and our experienced team are prepared to advocate aggressively for the full compensation you’re entitled to receive.
Proudly serving Austin and surrounding communities from our Austin office.
Expert advocacy. Local knowledge. Outstanding results.