Property Damage in San Antonio?
When property damage strikes your San Antonio home or business, you need a local advocate who understands the unique challenges of filing insurance claims in South Texas. Michael Acerra is a licensed public adjuster based in North San Antonio, serving property owners throughout the greater San Antonio area and surrounding communities.
With extensive experience in construction and insurance, Michael knows how to handle the region’s most common property damage claims, from hail and wind damage during severe Texas storms to fire and water damage. As a small business owner and San Antonio resident, Michael is personally invested in helping his neighbors recover from unexpected disasters.
Whether residential, commercial, storm damage, or denied claims— Michael provides the expert representation you need to maximize your recovery.
Our Public Adjuster Services in San Antonio
Residential Claims
Your San Antonio home is your most valuable asset. When damaged, you deserve full compensation. We handle hail and wind damage, fire and smoke damage, water damage and flooding, roof and structural issues, lightning strikes, theft, vandalism, and liability claims.
Commercial Claims
Business interruptions cost money daily. When your commercial property suffers damage, we provide fast claims resolution. We handle property damage from storms, fire, or water, business interruption and loss of income, liability claims, and theft or vandalism.
Storm Damage Claims
San Antonio experiences severe weather regularly. We provide emergency storm damage services, documenting damage quickly and filing claims before evidence deteriorates or deadlines pass.
Fire Damage Claims
Fire and smoke damage create complex insurance claims. We guide property owners through the entire process, from loss inventory and structural assessment to additional living expenses and restoration estimates.
Underpaid Claims
Received a lowball offer or denial? We specialize in reopening and renegotiating claims that have been unfairly denied, significantly underpaid, or closed prematurely. With insider knowledge, we often recover substantial additional compensation.
Water Damage
Water damage from flash flooding and foundation issues related to the region’s expansive clay soils require immediate professional attention. We document all water-related losses and secure complete compensation for restoration.
San Antonio Areas We Serve
San Antonio Neighborhoods
- Alamo Heights
- Stone Oak
- The Dominion
- Terrell Hills
- Olmos Park
- Castle Hills
- Shavano Park
- Hollywood Park
- Hill Country Village
- Balcones Heights
- Downtown San Antonio
- Medical Center area
- Northwest San Antonio
- Northeast San Antonio
- South San Antonio
Surrounding Communities
- Boerne
- Fair Oaks Ranch
- Garden Ridge
- Schertz
- Cibolo
- Universal City
- Live Oak
- Converse
- Leon Valley
- Helotes
- Bulverde
- Spring Branch
Whether your property is in the heart of downtown San Antonio, the luxury communities of Stone Oak and The Dominion, or the surrounding Hill Country areas, Michael Acerra provides expert public adjuster services throughout the region.
San Antonio Public Adjuster – Common Questions
Why do I need a public adjuster in San Antonio?
San Antonio property owners face unique challenges when filing insurance claims. Texas storms cause frequent hail and wind damage, and insurance companies often send adjusters who undervalue local repair costs or miss hidden damage. A public adjuster works exclusively for you, ensuring you receive maximum settlement. Michael knows San Antonio building codes, local contractors, and regional weather patterns, giving you a significant advantage.
How much does a public adjuster cost in San Antonio?
Michael works on a contingency basis, charging 10% of your final settlement. You pay nothing upfront, and if we don’t increase your settlement, you owe nothing. This is significantly less than litigation attorneys, who typically charge 30-40%.
What types of property damage are common in San Antonio?
San Antonio properties frequently experience hail damage from severe thunderstorms, wind damage from high winds and tornadoes, water damage from flash flooding, fire damage, and foundation issues related to the region’s expansive clay soils. Michael has extensive experience handling all these claim types.
How long does the claims process take?
Most claims are resolved within 3-9 months, depending on complexity, damage extent, and insurance company cooperation. San Antonio claims may take longer after major storm events when insurers are overwhelmed. Having a public adjuster expedites the process by ensuring proper documentation from the start.
What should I do immediately after property damage?
Contact your insurance company to report the loss, document all damage with photos and videos, secure your property to prevent further damage, keep receipts for emergency repairs and expenses, and contact Michael Acerra for a free consultation. The sooner you involve a public adjuster, the better your chances of maximizing your settlement.
Contact Our San Antonio Public Adjuster Office
Don’t let your insurance company shortchange you on your San Antonio property damage claim. Michael Acerra and our team are ready to fight for the maximum settlement you deserve.
Serving San Antonio and surrounding areas from our North San Antonio office.
Local expertise. Personal service. Maximum results.