How to Stay Safe During Unusual Snowfall Events

January 23, 2025 9:37 am Published by Trishala Tiwari Winter weather rarely befalls the southern United States, but the past snowstorm which has swept over parts of Louisiana, lower Alabama, parts of Florida and Georgia was one thing that defies description. Areas, unaccustomed to icy conditions saw snow settle everywhere, resulting in beautiful winter views but caused major disruptions as well. Apart from the short-term travel disruptions, this once-in-a-century event caused extreme freeze warnings that could lead to serious property damage, such as frozen or broken pipes and water leaks. Mike Acerra Public Adjusting Group, , is here to assist homeowners and businesses with expert public adjusting services, appraisals, estimates, and more.

A Rare and Historic Event

The blizzard brought a record-cold grip over parts of the southeastern United States that rarely experience such extreme weather conditions. This included: Louisiana :The state of Louisiana dropped to below the low 20s Fahrenheit and snowfall totals up to 3-6 inches were reported.

Alabama: experienced the coldest January since over a decade and had widespread frost and snow accumulations in southern parts of the state.
Florida :reported temperatures dipping below freezing as far south as Orlando with residents in the Panhandle waking up to snow-dusted rooftops and icy roads.
Georgia :was no exception, having fallen into similar fortunes, where rare snow falls disrupted daily life across Savannah and Macon.

Such conditions of unseasonal precipitation were precipitated by the entry of Arctic air mass well deep into southern states, making way for warm air and moistened atmosphere all the way from the Gulf of Mexico, forming a near-ideal set up for such snowy and frost conditions in relatively vulnerable territories. According to experts, such a weather phenomenon is extremely rare in the Southeast. Climate variability and changing atmospheric patterns may increase the likelihood of such events in the future, but there is no assurance that this will happen anytime soon. This might have been a once-in-a-generation experience for many.

The Risks of Freeze-Related Damage

While the snow and ice made for picturesque views, the aftermath has been far from beautiful for many property owners. Southern homes and businesses are not typically built to withstand prolonged freezing temperatures, which can lead to a range of issues, including:

Frozen or Burst Pipes: When the temperature drops below freezing, water inside the pipes freezes and expands, which can cause pipes to crack or even burst. This can lead to leaks that cause severe water damage, mold growth, and expensive repairs.
Roof and Gutter Damage: Snow and ice accumulation on roofs and gutters causes structural strain that leads to leaks or even collapses. Flat or low-slope roofs are especially susceptible, as is common in southern architecture.
HVAC System Failures: Heating systems that are used only occasionally or are not serviced to be ready for freezing conditions fail and leave houses cold on the coldest nights.
Flooding from Melting Snow: After a few days, melting snow and ice can saturate drainage systems and cause localized flooding and water entry into buildings.

How Mike Acerra Public Adjusting Group Can Assist

It is pretty overwhelming to deal with the damages caused by freezing weather on property, especially when trying to handle the insurance claims. That’s where Mike Acerra Public Adjusting Group comes in. The leading public adjusting firm, which is based in Panama City Beach, FL, has specialized in assisting property owners maximize their insurance claims and receive just compensation. Here’s how:

Public Adjusting: Our team works exclusively for policyholders, not insurance companies. We’ll handle the claims process from start to finish, ensuring that your claim is accurate, well-documented, and optimized for maximum payout.
Appraisals and Estimates: Determining the extent of the damage and the cost of repairs is critical. Our experienced appraisers will provide detailed estimates to support your claim.
Witness and Umpire: If there is a dispute on your claim, we can act as a witness or umpire to resolve the conflict and ensure a fair outcome.
Advocacy and Support: We understand the stress and frustration that comes with property damage. Our team is here to advocate for you, answer your questions, and provide peace of mind during a challenging time.

Free Policy Reviews

Complimentary policy review is one way Mike Acerra Public Adjusting Group can surpass expectations. A lot of property owners do not realize what their policies cover until the damage is already done. We review your policy thoroughly to ensure that you have all the right coverages in place when you need them for such unexpected events like freeze-related damages. This proactive approach can avoid surprises and get you better prepared for the future. If gaps in your coverage are found, we’ll provide actionable recommendations to safeguard your property and peace of mind.

Preparation for the Future

While this rare snowstorm may not repeat itself anytime soon, it’s a wake-up call for homeowners and businesses in the South to be better prepared for extreme weather. Here are some tips to protect your property from future freeze-related damage:

Insulate Pipes: Use pipe insulation or heat tape to protect exposed pipes in attics, crawl spaces, and exterior walls.
Seal Gaps: Check for gaps around windows and doors and any other openings where cold air can infiltrate.
Maintain HVAC Systems: Schedule regular HVAC maintenance to have your heating and cooling systems in good working condition in case an unexpected cold snap hits.
Clean Gutters: Clean gutters and downspouts to eliminate ice dams and water overflow Know Your Coverage: Review the insurance policy on what is covered and make appropriate adjustments.

Why Mike Acerra Public Adjusting Group?

At Mike Acerra Public Adjusting Group, we are more than just public adjusters; we are partners in recovery that help you to rebuild after unexpected events. With so much experience in dealing with freeze-related claims and always committed to your satisfaction, property owners in the Southeast know we are the only choice. If your home or business has been impacted by the recent snowstorm or freeze, don’t wait to take action. Contact Mike Acerra Public Adjusting Group today for a free consultation. We’ll assess your situation, explain your options, and work tirelessly to ensure you receive the compensation you deserve.

Final Thoughts

The rare snowstorm that rolled through the Southeast was more of a reminder of nature’s unpredictability and powers. As the snow melts and the temperatures continue to rise, freeze-related damage impacts can last for months. Mike Acerra Public Adjusting Group is here to help you navigate the challenges ahead and turn a stressful situation into a successful recovery. Contact us today to learn more about how we can assist with your insurance claim, appraisals, and more. Together, we’ll weather the storm and come out stronger on the other side.