two men shake hands after a successful insurance claim resolution

Independent Adjusters vs. Public Adjusters

April 10, 2023 7:02 pm Published by

When an insurance claim is made, the insurance company will typically send an adjuster to assess the damage and determine the appropriate amount of compensation. While one adjuster can complete this task, two types of adjusters are equipped to be involved in the process: independent adjusters and public adjusters.

Independent Adjusters & the Insurance Company

Independent adjusters are hired by the insurance company and work on behalf of the insurance company to assess the damage and determine the appropriate amount of compensation. They are typically contracted on a case-by-case basis and may handle multiple claims for different insurance companies.

Public Adjusters & the Policyholder

Public adjusters, on the other hand, are hired by the policyholder to represent their interests in the claims process. They work on behalf of the policyholder to assess the damage, negotiate with the insurance company, and ensure that the policyholder receives a fair settlement. Public adjusters are typically paid a percentage of the settlement, which depends on the complexity of the claim.

Choosing the Adjuster for You

So, which type of adjuster should you choose? It depends on your specific situation. If you feel comfortable dealing with the insurance company and believe they will offer you a fair settlement, then you may not need a public adjuster. However, if you are unsure about the process or feel that the insurance company is not offering you a fair settlement, then a public adjuster may be able to help!

Public adjusters can provide a number of benefits to policyholders. They have experience in dealing with insurance companies and can help navigate the claims process. They can also help document the damage and ensure all necessary information is included in the claim. Additionally, a public adjuster can negotiate with the insurance company on behalf of the policyholder to ensure that they receive maximum compensation.

Hire a Local Public Adjuster in San Antonio, Texas

Both independent adjusters and public adjusters play important roles in the insurance claims process. However, hiring a public adjuster can ensure your best interests are represented. To hire a qualified public adjuster in San Antonio, schedule a consultation with Michael Acerra!


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This post was written by Michael Acerra Public Adjuster

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